High Net Worth Mortgages

The criteria for HNW Mortgages according to the FCA is a mortgage for an individual who has a personal income more than £300,000 or liquid assets more than £3,000,000.

If an individual meets these criteria, lenders are permitted to loosen some rules (for example on affordability). This can result in a much more tailored and personalised mortgage product being offered.

These solutions are offered predominantly from private banks or from specialist departments of global lenders.